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Terms and Conditions

These Terms and Conditions govern your use of the In Force Insurance Solutions website and any communications you request from me, including SMS/text messaging.

Website Use & No Guarantee of Coverage

The content on this website is provided for general informational purposes only and does not constitute an offer of insurance, financial advice, or a guarantee of coverage or rates. Insurance products are subject to underwriting, eligibility, and availability, which vary by carrier and state. Submitting a form or request does not bind coverage. A policy is only effective when issued and confirmed by the insurance carrier.

SMS/Text Messaging Program (A2P Terms)

By providing your phone number and submitting a form on this website, you expressly consent to receive text messages from In Force Insurance Solutions at the number you provided, including messages sent using automated technology. These messages relate to your insurance inquiries, quotes, appointments, and policy service.

  • Consent is not a condition of purchase. You are not required to consent to text messages to receive a quote or services.
  • Message frequency varies based on your inquiries and requests.
  • Message and data rates may apply depending on your mobile carrier plan.
  • Opt out at any time: Reply STOP to any text message to cancel. You will receive a single confirmation message, and no further messages will be sent.
  • Get help: Reply HELP to any message, or contact me at (408) 674-6177 or chris@inforceins.com.
  • Carriers are not liable for delayed or undelivered messages.
  • Your mobile information will not be shared, sold, or rented to third parties for their marketing purposes. Text messaging originator opt-in data and consent will not be shared with any third parties.

Electronic Communications

By contacting me or submitting a form, you agree to receive communications from me electronically — by phone, email, or text message — and agree that such communications satisfy any legal requirement that they be in writing.

Intellectual Property

All content on this website — including text, graphics, and logos — is the property of In Force Insurance Solutions and may not be reproduced or redistributed without written permission.

Limitation of Liability

This website is provided “as is” without warranties of any kind, express or implied. In Force Insurance Solutions is not liable for any damages arising from your use of, or inability to use, this website. Insurance decisions should be made in consultation with a licensed agent based on your individual circumstances.

Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles.

Changes to These Terms

I may update these Terms and Conditions from time to time. Changes will be posted on this page with an updated effective date. Continued use of the website constitutes acceptance of the updated Terms.

Effective Date: 2026